Pradhan Mantri Shram Yogi Maan-Dhan Yojana | Registration Process


Due to this Pandemic,Covid-19,people belongs to every category have equally affected. But the most affected sections are one who falls under Unorganized category i.e Maid, Gardeners, Labours, Ricksaw Drivers etc. Under this scheme, beneficiary will get the financial assistant as a pension amount of Rs 3000/- per month, so one will get the benefits of Rs 36,000/-  per year after the completion of 60 years of age.In case of the death of the beneficiary, nominee or his spouse will get 50% of the pension amount.

This scheme proves to be a boon for the people working for the unorganized sector. They can register themselves under the PM Shram Yogi Maan-Dhan Yojana and avail the benefits under this scheme.

Also Check - Karam Yogi Mandhan Yojana 


Eligibility Criteria for PM Shram Yogi Maan-Dhan Yojana:-

  • All the people working for Unorganized sector can apply under this scheme.
  • The age is expected to range from 18 to 40 years old.
  • One's monthly must be no more than Rs 15000/-.
  • If you have already applied for any other pension scheme, in such case you are not eligible under this scheme.

Important Documents Required to Apply under PM Shram Yogi Maan-Dhan Yojana:-
  • Aadhaar Card
  • Must have a bank account
  • Bank Passbook

Account Opening process Under PM Shram Yogi Maan- Dhan Yojana:-



Follow the below steps in order to apply under PM Shram Yogi Maan-Dhan Yojan:-
  • Visit the nearest CSC Centre.
  • Ask the CSC Operator/VLE for PM Shram Yogi Maan-Dhan Yojana.
  • Submit all the relevant documents.
  • CSC Operator will enter the Aadhaar Number , Date of birth and name as per  Aadhaar Card for authentication or KYC purpose.
  • Online Registration will be done from VLE end.
  • You have to make first contribution amount in cash.
  • Pay the amount to VLE.
  • Once the regsitration process done from VLE end, you will get Shram Yogi Pension Account Number with the Printed Card.
One can also apply under this scheme by Visiting LIC Office, EPF Office or Labor Office.


Contribution Amount Details:-

In this scheme, Contribution is made on the basis of the age of the applicant. The younger the member, the lower will be the premium.



Benefits of the PM Shram Yogi Maan-Dhan Yojana:-


  • Beneficiary will get the pension amount of Rs 3000/- per month.
  • If the beneficiary one left the scheme in between (Within 10 years), he/she will get their share contribution with Saving bank Interest Rate.
  • If the beneficiary one will left the scheme after 10 years from the joining date of scheme, but before the age of 60 years, he /she will get the invested amount with the interest earned on Pension scheme.
  • In case of the beneficiary death, his nominee can continue with the scheme.

Also Check - Vivah Anudan Yojana

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